If you want to avoid overdrawing your Checking Account, consider setting up a line of credit to protection yourself.
AllyFed offers several options for Overdraft Protection for your Checking Account. One method for an Overdraft Protection Plan is to establish an Overdraft Line of Credit.
Should you overdraw your Checking Account, and advance will made to cover the overdraft amount. You then have up to 12 months to repay the borrowed funds at a minimum of $100 per month or 10% of the balance.
Check out our current rates.