New & Used Auto Loans
If you want to buy a car or truck, the credit union is the place to turn.
We offer competitive rates and terms that are often better than what you'll get at the dealer or with a third party lender. You can finance a new or used car, van, truck or SUV sold by a licensed dealer. We can also help you with car-buying and insurance services to help you save even more money.
New Vehicle Financing
You can finance your new vehicle for up to 72 months at 110% of the purchase price or the vehicles value.
Used Vehicle Financing
If you’re buying a previously-owned vehicle that is less than seven years old we’ll loan you up to 110% of the National Automobile Dealers Association retail value. Your loan term will be determined based on the age of the vehicle. We can also finance autos up to 10 years old.
To find out exactly what you can borrow for your vehicle and the interest rate you will receive, apply for a loan preapproval. Then you can take the paperwork to the dealer when you make your purchase. Having your financing ready to go can help you with negotiations.
Car-Buying and Insurance Services
If you need a little help choosing a vehicle, or you know what you want but want help getting the best price, we offer several services to help you, free of charge.
Find the Perfect Car
Get the Right Price
If you already have the perfect vehicle picked out, try the Motor Vehicle Certification Program. You can find out exactly what you should be paying for the vehicle you want, what incentives are currently offered, and where you can find no-haggle pricing.
Once you have your vehicle, the savings doesn’t have to stop there. We can help you protect your automotive investment and keep repair money in your pocket.
Credit Life and Disability Protection for Loans
MEMBER’S CHOICE Credit Disability and Credit Life Insurance works in two different ways. You and your family won’t have to make loan payments if you’re totally disabled due to an injury. It will help pay your loan until you’re fully recovered, or, in the event of an unexpected death, it will help pay off the loan. Savings, salary, or payoffs from other life insurance may be protected, giving your family financial freedom when they need it most.
If you buy a new or lightly used vehicle, consider getting guaranteed asset protection insurance, or GAP insurance. It covers you in the event your vehicle is totaled or stolen and you owe more than your insurance will pay you for a replacement. This keeps you from owing money on a loan for a car you can no longer drive.
Our policy offers you $1,000 toward your down payment on a new vehicle you finance with us, and we'll cover your deductible up to $500 if a claim is filed. Coverage is refundable if you cancel within the first 90 days.
TruStage Auto Insurance
Working with carefully selected auto insurance partners, the TruStage Auto Insurance Program can provide discounted rates for credit union members, online services, and 24/7 claims service.
If you haven't compared auto insurance lately, it's a great time to take a look. Your credit union membership could result in some nice savings.
Call 1-855-483-2149 for more information!